--- title: How do I add or update beneficiaries to my Altruist investment accounts? description: You can add or update your beneficiaries in the Altruist portal. --- [Skip to content](https://help.advisor.com/altruist-beneficiaries#main-content) English Show submenu for translations ![](https://help.advisor.com/hs-fs/hubfs/logomark-black.png?width=100&height=75&name=logomark-black.png) Open main navigation Close main navigation - English Show submenu for translations How can we help you? - There are no suggestions because the search field is empty. 1. [Advisor Wealth Management Help Center](https://help.advisor.com/?hsLang=en) 2. [Altruist Guide](https://help.advisor.com/altruist-guide?hsLang=en) 3. [Altruist FAQs](https://help.advisor.com/altruist-guide?hsLang=en#altruist-faqs) # How do I add or update beneficiaries to my Altruist investment accounts? ## You can add or update your beneficiaries in the Altruist portal. #### What's a beneficiary? A beneficiary is a person who will inherit your investment account in the event of your passing. In Altruist, you have the option to add up to 99 beneficiaries for most types of accounts. ### Adding Beneficiares ### Desktop #### If you're using desktop to add a beneficiary to your account, you can follow the steps below: 1\. Log into Altruist. 2\. In the top right hand corner, next to transfer funds, click on **your intials**.  ![2-Apr-17-2024-01-00-12-0108-PM](https://www.carboncollective.co/hs-fs/hubfs/2-Apr-17-2024-01-00-12-0108-PM.png?width=463&height=210&name=2-Apr-17-2024-01-00-12-0108-PM.png) 3\. Go to Settings. ![3-Apr-17-2024-01-02-13-8574-PM](https://www.carboncollective.co/hs-fs/hubfs/3-Apr-17-2024-01-02-13-8574-PM.png?width=364&height=308&name=3-Apr-17-2024-01-02-13-8574-PM.png) 4\. Go to Accounts.  ![7-Apr-17-2024-01-03-31-4286-PM](https://www.carboncollective.co/hs-fs/hubfs/7-Apr-17-2024-01-03-31-4286-PM.png?width=423&height=185&name=7-Apr-17-2024-01-03-31-4286-PM.png) 5\. Select the account you'd like to add beneficiaries to. ![4-Apr-17-2024-01-04-21-2350-PM](https://www.carboncollective.co/hs-fs/hubfs/4-Apr-17-2024-01-04-21-2350-PM.png?width=411&height=435&name=4-Apr-17-2024-01-04-21-2350-PM.png) 6\. Scroll down to the section titled "Beneficiaries" and select "Add Primary" ![5-Apr-17-2024-01-04-50-1481-PM](https://www.carboncollective.co/hs-fs/hubfs/5-Apr-17-2024-01-04-50-1481-PM.png?width=688&height=188&name=5-Apr-17-2024-01-04-50-1481-PM.png) You can determine if you'd like your assets distributed "Per Capita" or "Per Stirpes" as well as add Contingents. **Per Capita** - if your primary beneficiary dies before you (the account owner), the assets will be distributed among other designated primary beneficiaries and/or contingents. **Per Stirpes** - if your primary beneficiary dies before you (the account owner), the assets will be distributed to their own descendants.  ### Primary Beneficiaries vs Contingents A **primary beneficiary** or **primary beneficiaries** are the designated individuals or parties that will receive your assets, in the allocation that you decide. In Altruist, you must designate a percentage of your assets to the primary beneficiaries that, in total, adds up to 100%.  **Contingents** are the individuals and/or parties that will receive the remainder of the assets, should your primary beneficiaries not be alive at the time of your death. ![Beneficiares (Whiteboard)-1](https://www.carboncollective.co/hs-fs/hubfs/Beneficiares%20(Whiteboard)-1.png?width=688&height=347&name=Beneficiares%20(Whiteboard)-1.png) - [Getting started](https://help.advisor.com/getting-started?hsLang=en) - [Altruist Guide](https://help.advisor.com/altruist-guide?hsLang=en#main-content) - [Altruist FAQs](https://help.advisor.com/altruist-guide?hsLang=en#altruist-faqs) - [Getting Started](https://help.advisor.com/altruist-guide?hsLang=en#getting-started) - [RightCapital Guide](https://help.advisor.com/rightcapital-guide?hsLang=en#main-content) - [Budgeting](https://help.advisor.com/rightcapital-guide?hsLang=en#budgeting) - [FAQs](https://help.advisor.com/faqs?hsLang=en#main-content) - [Insurance](https://help.advisor.com/faqs?hsLang=en#insurance) - [Taxes & Tax Filing Services](https://help.advisor.com/taxes-tax-filing-services?hsLang=en#main-content) - [Tax Filing Services](https://help.advisor.com/taxes-tax-filing-services?hsLang=en#tax-filing-services) - [Taxes & FAQs](https://help.advisor.com/taxes-tax-filing-services?hsLang=en#taxes-faqs) - [Life Event Guides](https://help.advisor.com/life-event-guides?hsLang=en) - [Holistic Financial Planning](https://help.advisor.com/holistic-financial-planning?hsLang=en#main-content) - [Budgeting](https://help.advisor.com/holistic-financial-planning?hsLang=en#budgeting) - [Roadmap to Success](https://help.advisor.com/holistic-financial-planning?hsLang=en#roadmap-to-success) - [Financial Planning Activities](https://help.advisor.com/holistic-financial-planning?hsLang=en#financial-planning-activities) - [Investing](https://help.advisor.com/investing?hsLang=en#main-content) - [The Basics](https://help.advisor.com/investing?hsLang=en#the-basics) - [Investment Strategies](https://help.advisor.com/investing?hsLang=en#investment-strategies) - [Funds Transfers](https://help.advisor.com/investing?hsLang=en#funds-transfers) - [Estate Planning](https://help.advisor.com/estate-planning?hsLang=en#main-content) - [About](https://help.advisor.com/estate-planning?hsLang=en#about) [![Chill listening crop-3](https://help.advisor.com/hs-fs/hubfs/logomark-black.png?width=35&height=24&name=logomark-black.png "Chill listening crop-3")](http://advisor.com) 525 King Street, Suite B Charleston SC 29403 [mailto:help@advisor.com](mailto:help@advisor.com) Copyright © 2025, Advisor Wealth Management