At Advisor Wealth Management we believe in building lasting relationships because we know that financial planning is a journey, not a race.
How is Advisor Wealth Management different from traditional advisory firms?
Unbiased Advice - Our advisors prioritize your overall financial health and long-term goals without the pressure or incentives to meet sales targets. We provide recommendations tailored to your needs, not influenced by product commissions.
You Save More - Unlike traditional AUM models where fees increase as your savings and investments grow, our flat-fee structure ensures consistent and predictable costs. This means more of your money stays invested, significantly boosting your long-term investment returns.
Long Term Partnership - At Advisor Wealth Management we believe in building lasting relationships because we know that financial planning is a journey, not a race.
Our flat-fee pricing includes:
Comprehensive Financial Planning
- Expert guidance from accredited advisors for all clients, regardless of assets.
- Access to industry leading financial planning tools like Altruist and RightCapital.
- Digital, living financial plan accessible 24/7/365
- Professional Portfolio Management.
- Transparent, flat-fee pricing.
- Personalized guidance and support.
Asset Allocation & Investment Planning
- Tailored investment strategies based on your goals and risk tolerance.
- TIFIN Risk Profile Assessment.
- Professional Portfolio Management.
- In-depth analysis of existing portfolios with strategic recommendations.
- Implementation of Tax Loss Harvesting strategies
Retirement Planning
- Distribution strategy planning.
- Projection and simulations for a secure retirement.
- Retirement plan consolidation for streamlined management.
Tax Filing Services
- Thorough review of the previous year’s personal return.
- Personal tax planning strategies.
- Federal and State Tax Filing.
- One Personal tax filing per household, per year.
- Up to three state filings
- Business returns completed at an additional cost.
Cash Flow Optimization
- Analysis and optimization of current and projected cash flow.
- Debt prioritization.
- Employee Benefit Analysis.
- Utilization of industry-leading technology and budgeting tools.
Short & Long Term Goal Planning
- Optimization of employee benefits and compensation packages.
- Strategic planning for significant expenses (home and car purchases, sabbaticals, weddings, college, etc.).
- Early retirement planning.
- Career change guidance and more!
Comparing AUM Fees to Flat Fees
One of the important things to realize with AUM fees is that as your assets grow in your accounts, the fee you pay will also increase.
With a flat-fee advisor, clients experience higher growth in their assets since there is no AUM fee reducing returns. Even if the flat fee grows with inflation, it remains a more predictable and transparent cost compared to AUM fees, which can escalate as the portfolio grows over time.